Review your credit score and debt levels.
Get pre-approved for a mortgage to understand your budget.
Plan for upfront costs (deposit, down payment, inspections, legal fees, insurance, moving).

Commute times, access to schools, parks, shopping, and amenities.
Neighborhood safety and long-term growth potential.
Future lifestyle changes (kids, downsizing, working from home).

Condo, townhouse, detached home, or acreage.
Must-haves vs. nice-to-haves (bedrooms, yard size, garage, suite potential).
Condition of the property—move-in ready vs. renovation needed.

Is it a buyer’s, balanced, or seller’s market?
Average home prices and competition in your target area.
Seasonal timing and how it may affect your buying power.

Choosing an experienced REALTOR® who knows the local market.
Finding a trusted mortgage broker, lawyer/notary, and inspector.
Understanding the value of representation and guidance.

Reviewing strata/condo documents or municipal records.
Considering resale potential and long-term value.
Inspecting property systems (roof, foundation, plumbing, heating).

Being ready for fast decisions in a competitive market.
Managing expectations—perfect homes are rare, compromises are common.
Keeping emotions balanced with logic during negotiations.