Some of the most meaningful calls I receive are from homeowners who have been on the market for months — sometimes six or more — without success. They’re frustrated, discouraged, and simply looking for honest guidance.

What I’m most grateful for isn’t just that they reach out — it’s that they listen.

Recently, one of those calls came from a business acquaintance whose home had been sitting on the market far longer than expected. From the very first conversation, they were open, receptive, and willing to have honest discussions about strategy, presentation, and price. They asked thoughtful questions, valued my experience, and trusted the process we put in place together.

That level of trust made it one of the best professional experiences I’ve had this year.

When clients are willing to collaborate, align on a clear plan, and make informed decisions based on today’s market — not yesterday’s — everything changes. Momentum returns, stress fades, and the path forward becomes clear.

I never take that trust for granted.

To the clients who are open to guidance, who value experience, and who allow me to do the work I do best — thank you. It’s a privilege to work with you.

(Yes — It’s Time to Get Your Sht Together)*

Let’s skip the excuses.

If your home isn’t selling, it’s not the market.
It’s not interest rates, the season, or bad luck.

It’s the price.

Homes are selling every day. The ones that don’t? They’re priced where buyers don’t see value. And today’s buyers are informed — they know what sold, what didn’t, and what’s overpriced the moment they see it.

Pricing is not about:

• What you need to get

• What you put into renovations

• What your neighbor sold for at the peak

The market doesn’t care. Buyers compare your home to every other option and decide in seconds whether it’s worth their time.

Overpricing doesn’t protect you — it hurts you.
It leads to fewer showings, longer days on market, and weaker offers once reductions finally happen. Momentum is lost, and buyers start asking what’s wrong with the house.

Selling successfully requires clarity, not hope.

That means accepting today’s market, pricing strategically from the start, and understanding that buyers — not sellers — determine value.

So if your home isn’t selling, don’t blame the market.

Fix the price.
Get focused.
And get your sh*t together.

Because buyers already have.

The Bank of Canada held its key interest rate this morning, keeping borrowing costs steady as we head into the new year. While markets had speculated about possible future hikes, today’s decision signals a continued period of stability — at least for now.

Why the Bank Hit “Pause”

The announcement reflects a mix of steady economic indicators:

• Recent GDP numbers came in stronger than expected.

• Employment has been holding up with solid job gains this fall.

• Inflation continues to trend closer to the Bank’s target range, even though core inflation remains a bit sticky.

Overall, the Bank’s stance suggests confidence that its current rate is balancing inflation control without slowing the economy too much.

What This Means for Canadians

For homeowners, buyers, and anyone watching the mortgage market:

• No immediate increase in borrowing costs.

• Variable-rate mortgage holders get a breather.

• Fixed-rate shoppers may still see slight fluctuations depending on bond yields, but today’s hold should help steady things.

The Bank did leave the door open to future adjustments, depending on how inflation and growth behave early next year.

What This Means for Westshore Real Estate

A stable rate is good news for Langford, Colwood, and the surrounding communities. Here’s why:

• Buyer confidence increases when there’s predictability in borrowing costs.

• Sellers benefit from a more active pool of qualified buyers.

• Anyone who’s been waiting on the sidelines may see this as a green light to revisit their financing or start seriously shopping.

With the Westshore continuing to outperform many parts of Greater Victoria in affordability and demand, today’s decision helps support ongoing momentum in our local market.

Looking Ahead

Keep an eye on:

• Inflation trends early in the new year

• The Bank’s next rate announcement

• How the labour market and GDP evolve

For more information, please call me at 250-413-7943.

Westshore Market Update – November 2025

Langford • Colwood • Metchosin

November brought the typical late-fall slowdown across the Westshore, but the market remains steady and balanced. Buyers have more room to breathe, while sellers who price strategically are still seeing good activity.

Langford

Langford continues to lead the Westshore in both activity and affordability for single-family homes. While the wider region saw fewer sales this month, buyer interest in Langford remains consistent thanks to its mix of newer housing, amenities, and value. With more inventory available, buyers can take their time, compare options, and negotiate from a position of confidence. Well-priced homes still attract solid attention.

Colwood

Colwood mirrors Langford’s balanced conditions, with steady demand for family homes and townhomes. Sales activity has eased compared with earlier in the year, but pricing remains stable. Buyers have more selection than they did last fall, and sellers who prepare their home properly—good presentation, thoughtful staging, and smart pricing—are still finding motivated purchasers. It’s a calm, healthy market without extreme pressure on either side.

Metchosin

As a lower-volume rural market, Metchosin often moves differently than its neighbours. Acreage properties and lifestyle-driven homes continue to attract a specific type of buyer looking for space and privacy. With more listings available this fall compared to last year, buyers have choices—yet well-kept, well-priced properties still stand out quickly. Serious acreage buyers remain active, even in the quieter months.

Overall Westshore Climate

Across Langford, Colwood, and Metchosin, the tone is steady and balanced. Inventory is higher than last year, giving buyers more control, while prices across the Westshore remain stable with only modest month-to-month shifts. For sellers, strong presentation and accurate pricing are key. For buyers, this is one of the most relaxed and opportunity-rich market moments we’ve seen in recent years.

For a more detailed discussion about the market value of your Westshore home, call me at 250-413-7943!